

EarnIn

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
Founding Year
2012
Headquarters
Palo Alto
,
United States
Sector(s)
No items found.
Funding State
Pre-Seed
Seed
Series A
Series B+
Exited
Total Funding Amount
$264.60M
Funds that Investested
Ribbit Capital
Global investment organization with one single, relentless mission: to change the world of finance.
Pre-Seed
Seed
Series A
Series B+
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Coatue
Privately owned hedge fund founded in 1999 investing across different sectors.
Pre-Seed
Seed
Series A
Series B+
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Spark Capital
Invests in products we love, people, crazy, dreams, design, details, brains, reality, unreality, reinvention, new markets, weird stuff, guts, independence, hustle, distinction, art, humanness, idealists, oddities, optimism, communities, creation, surprises, technologists with the heart of an artist, each other.
Pre-Seed
Seed
Series A
Series B+
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Graph Ventures
Early-stage fund for founders, by founders. They have backed over 300 teams since 2011. They mainly invest in the US but also invest globally, 37% of investments have been outside the US.
Pre-Seed
Seed
Series A
Series B+
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March Capital
March is committed to partnering with exceptional entrepreneurs to build great tech companies and scale them globally.
Pre-Seed
Seed
Series A
Series B+
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Investors that Investested
Alex Rampell
General Partner, Andreessen Horowitz
Alex focuses on investing in financial services. Prior to joining the firm, Alex co-founded multiple companies including Affirm ($AFRM), which he co-founded with Max Levchin, FraudEliminator (acquired by McAfee in 2006), Point, TrialPay (acquired by Visa in 2015), TXN (acquired by Envestnest in 2019), and Yub (acquired by Coupons.com in 2013). Holds a BA in Applied Mathematics and Computer Science from Harvard University.
Pre-Seed
Seed
Series A
Series B+
Dana Stalder
General Partner, Matrix Partners
Dana Stalder is a Silicon Valley based general partner at Matrix Partners, where he invests in early stage software and fintech companies. Dana’s experience cuts across multiple disciplines including sales, marketing, finance, technology and product management at companies such as eBay, Netscape, PayPal and Respond.com. He has managed nimble ventures as well as 2,500-person teams. Dana joined Matrix in 2008 from PayPal, where he was a senior vice president and managed all business operations, including product, sales, marketing and technology.
Pre-Seed
Seed
Series A
Series B+
Aydin Senkut
Founder and Managing Partner, Felicis Ventures
His recent focus areas include infrastructure, security, and future of health. An original super angel turned multi-stage investor. Early backer of a number of iconic companies including Adyen (AMS: ADYEN), Credit Karma (Acquired by Intuit), Fitbit (NYSE:FIT), Guardant Health (NASDAQ:GH), Guideline, Notion, Opendoor (NASDAQ: OPEN), Pluralsight (NASDAQ:PS), Rovio (HEL:ROVIO), Shopify (NYSE:SHOP), and Soundhound (NASDAQ:SOUN). Prior to starting Felicis, Aydin was a Senior Manager at Google responsible for strategic partner development and account management in Asia Pacific, including Japan. Aydin joined Google in 1999 as its first Product Manager to launch Google’s first 10 international sites, its first online search licensing products, and its first Safe Search. He then became the first International Sales Manager at Google, responsible for worldwide licensing deals.
Pre-Seed
Seed
Series A
Series B+
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