Boston Impact Initiative is a Latina-led CDFI that evaluates entrepreneurs without relying on personal credit scores or personal guarantees, and it lets everyday community members invest alongside larger institutions for as little as $1,000, not just accredited investors. Beyond funding businesses directly, it trains new fund managers through its ARC Fellowship and supports co-ops, employee-owned companies, and community-controlled real estate because it sees ownership structure itself as a way to change who benefits from capital.