Mridul Arora is a Partner at Elevation Capital who focuses on India's fintech sector with a conviction that it represents a $350-400B value opportunity by 2030, emphasizing tailored financial products for specific customer segments like blue-collar households rather than broad fintech plays. He distinctively views the household rather than the individual as the key unit for underwriting and product design, looking at multi-earner family cash flows when evaluating credit and financial-inclusion investments.