Ryan Zacharia is a General Partner at JAM Special Opportunity Ventures and Managing Partner at JAM FINTOP who has built funds backed almost exclusively by banks—66 community banks with ~$650B in assets in the first $150M BankTech fund and ~80 banks across banktech and blockchain funds. He runs a dual-fund strategy with one BankTech fund focused on near-term bank infrastructure like process automation and underwriting systems, and a separate Blockchain fund aimed at tokenized deposits and digital asset infrastructure, while operating an extensive engagement program that includes daily bank calls, 180+ demos between banks and portfolio companies, and multiple bank committees.