Nyca Partners is a venture capital fund founded by former Visa president Hans Morris that specializes in connecting fintech startups to banks and financial institutions, using a network of senior financial industry advisors to identify which problems are truly painful for the sector. The firm deliberately invests in only about 10 companies per year from thousands reviewed, focusing on transparent business models that don't rely on hidden fees and backing companies that re-architect underlying financial infrastructure rather than just fintech point-solutions.