Chris Harper leads Torch Capital's fintech investing, backing companies like Embed and Domain while focusing on consumer fintech, embedded finance, and crypto applications; his writing on deals like Natural shows he can dig into technical details like AML and settlement while still caring about brand and trust. Before venture capital, he spent time at Goldman Sachs and ran edtech investing programs for the U.S. Department of Education, and he's built academic venture ties through roles like president of Columbia Business School's VC Fellows program and a spot on Rough Draft Ventures' New York team.