Ribbit Capital is a venture fund founded exclusively to invest in financial services and fintech globally, led by founder Micky Malka who previously built and ran brokerages and banks across Venezuela, Brazil, and the U.S., giving the firm unusually deep hands-on experience in complex, regulated financial markets. The partners are among the largest investors in their own funds and concentrate capital into their most successful companies through late-stage rounds, leading to one of the top-performing fund tracks of the last decade despite maintaining a relatively low public profile.