Micky Malka grew up in Venezuela during hyperinflation, which sparked his lifelong focus on better money and led him to found multiple financial institutions across four continents before joining Ribbit Capital as an investor. His unique combination of emerging markets operating experience and early conviction in crypto—stemming from his firsthand understanding of currency instability—positions him as both an entrepreneur-minded investor and a specialist in global fintech infrastructure.
What they've been talking about across their social media accounts

- Deep conviction in digital assets as cultural artifacts, not just financial instruments. He views projects like CryptoPunks as the modern equivalent of Renaissance art, even sharing a personal story about acquiring a digital collectible with his daughter to experience the spark of ownership and meaning rather than just rarity or speculation.
- Commitment to unlocking talent in Latin America and Venezuela. He frequently highlights initiatives that bridge the gap between regional potential and top-tier educational opportunities, such as partnering with Stanford GSB to support the next generation of leaders and entrepreneurs from the region.
- Investment focus on fintech companies that democratize access and remove bureaucracy. He champions portfolio companies like Nubank and Robinhood for their relentless focus on serving customers and freeing users from complex, outdated financial systems.
- Belief in cryptocurrency as a tool for financial freedom and sovereignty, particularly in unstable economies. He has pointed to the adoption of Bitcoin in his home country of Venezuela as evidence of how digital currency penetrates markets to provide utility where traditional systems fail.
- Appreciation for the philosophical and practical challenges of building networks and companies. He has praised insights from industry veterans like Dee Hock on the balance between chaos and order in networks, and Tony Fadell on the universal struggles builders face during the creation process.
- Advocacy for tech-enabled philanthropy and giving back. He promotes platforms that modernize how families and individuals donate to causes, viewing tools like Daffy Giving as ways to turn donations into teachable moments for the next generation.
About their Fund
Sectors
Fintech, Insurtech, Web3 / Crypto, Consumer, SaaS
Rounds
Seed - Series B+
Avg Check Size
$2M - $15M
Notable Investments
Ribbit Capital is a venture fund founded exclusively to invest in financial services and fintech globally, led by founder Micky Malka who previously built and ran brokerages and banks across Venezuela, Brazil, and the U.S., giving the firm unusually deep hands-on experience in complex, regulated financial markets. The partners are among the largest investors in their own funds and concentrate capital into their most successful companies through late-stage rounds, leading to one of the top-performing fund tracks of the last decade despite maintaining a relatively low public profile.
Other partners at the fund
Notable Fund
Investments
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Popular Investors
investor name
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Avg. Check
Links
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$250K-$1M
Unknown
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